Think of your credit report as your report card on how well you are doing managing your debts and spending. Many people do not have the type of credit score that they would like to have. However, if they are able to view the credit report, they are at least going to know where they stand.
The report itself is available to be viewed at least once per year for free. This is something that is a right that has been granted to the citizens of the UK. The government has determined that this is an important enough of a report that it is something that people should be able to view at least once per year.
Whenever you are viewing your report, you are looking at something that is completely unique to you. It is something that you do not have to share with anyone else if you do not want to, and it is something that says a lot about your personal life and habits. It can be a great teaching tool in that you can learn a lot about where you may or may not need to make improvements.
Those who use their report wisely are going to see their score and decide if they need to work to improve it. For most the answer to this is yes. They can find areas where they can cut back on their spending, and also possible ways they can make more money. All of this information is wildly valuable to someone who is looking to make their financial life better.
The credit report is very personal, but it is also something that you may want to refer back to at a later date. Therefore, it is probably best to view it while on a computer that has printing capabilities. This will allow you the opportunity to print it off for free at view it as often as you like.